The contents of this article and referenced websites, such as text, graphics, images, and other material contained on the site are for informational purposes only. The content is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition. Reliance on any information provided by these websites is solely at your own risk. Acentra™ Health is not responsible for the contents of any “off- site” web page referenced from this server. Acentra Health. All rights reserved. Employee Assistance Program Tip Sheet Take Control of Your Finances Your Employee Assistance Program Anytime, any day, you have access to mental health professionals available to connect you with free and confidential services and resources to help you be your best. Simply call to get started today. Managing your finances doesn’t have to feel overwhelming. By learning key skills, you can gain control over your money, reduce stress, and build a solid foundation for your financial future. Here’s how to get started: 1.Assess Your Finances. Begin by tracking your income and expenses. Use a budgeting tool or app to see where your money goes each month. List your assets and liabilities to understand your net worth. 2.Create a Budget. Consider using the 50/30/20 rule: 3.Communicate Openly. Discuss your finances with family or a partner. Open conversations about goals and challenges can help build trust and accountability. 4.Set Financial Goals. Create SMART goals: Specific, Measurable, Achievable, Relevant, and Timebound. Start with short-term goals (paying off debt, building an emergency fund) and progress to longterm objectives (saving for retirement, buying a home). 5.Build an Emergency Fund. Aim for 3-6 months of living expenses in a savings account to cover unexpected events, like job loss or medical expenses. Budgeting, setting goals, and communicating about money are key to gaining control. Start small, stay consistent, and celebrate your progress! You can also reach out to your Employee Assistance Program for free financial consultation with a highly experienced Money Coach. 24/7/365 PHONE: 1.844.243.4440 WEBSITE: USG.MyLifeExpert.com CODE:USGCares Scan this QR code using your phone camera to go directly to the EAP website 50% for essentials (housing, groceries) 30% for discretionary spending (entertainment, dining) 20% for savings and debt repayment.
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